Salary is something that is sensitive to talk about. However, that does not mean no need to get extra attention.
Arranging all needs and making monthly bookkeeping should also be done in order to make enough salary to cover all the needs every month.
Not to mention bills or other installments as well as tuition fees. In fact, saving should be done every month.
If you are still confused with how to manage finances every month, here are tips for saving the salary set for the needs of life a month.
1.To Share Your Salary for Priority Needs
Some things you should do to manage the salary money for a month is to divide your two salaries. Divide the two salaries is very useful for regulating the money every month.
If you already have a spouse, ask your partner to work together in managing the salary. Make sure that the salary can be used as much as possible with a minimal amount of order later salary remaining money can be combined.
2. Prepare grocery List
The second step is to prepare a shopping list or shopping list so that later you can know what items are needed for a month or 30 days into the future.
Make sure if you make a neat grocery list and match what you need. This list of groceries you can use every month and prioritize your monthly needs.
3. Differences between Needs and Desires
The third step is to distinguish which are the needs and desires so that later you are not consumptive and overcome later. Do not take this for granted. Because if you underestimate this, will be a problem for yourself. Make sure if what you are buying is what you really need. Make sure also that what the needs have been met.
4.Runase Charges and Installments
Pay off what becomes a bill and installments so that will not arrears next month. Make sure if you are able to pay bills or installments, such as internet bills, water, electricity, installments cars, houses, and so forth.
Never underestimate a monthly bill or a heavy installment. Because if you are in arrears, it will be very hard to install it in the next month.
5.Create Two Accounts
Make two special accounts. Why should this be done? So that later you can distinguish where the savings and money that can be used to meet the needs.
Yes, of course the savings will have two different functions. The one to save and the one to save your regular money or your monthly spending money.
Feel free to create two different savings. You can also choose the type of savings with minimal cuts so that later your money is not much cut each month.
6. Tube Your Money
The last step is to save the remaining money. Saving is an activity that must be done in order to meet the sudden needs in the future.
Savings will be very beneficial in your old age or it could be used to meet other sudden needs such as if there are family members who are sick, accidents, or even need funds are not small for a sudden interest.
Benefits of Setting a Monthly Salary
Did you know if there are so many benefits that can be obtained if the set salary for one month correctly. You can know what your needs are every month.
In addition, this way also helps you in saving money, save, and certainly avoid the activities of consumers who are not useful.
Make sure if you make a grocery list that fits your needs, such as bathing needs, food, and even bills or installments every month hargapromosupermarket.com. This method is very useful and workable anyone who wants to live more regularly.